Site updated:

12 February 2012

A to Z  - In Wales

 

A B C D E F G H I J K L M
N O P Q R S T U V W X
Y Z

S2P

See: State second pension


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Sacking

See: Dismissal


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Safe Agent

Renting from a letting agency - money protection scheme


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Sale and rent back schemes

Sale and rent back schemes run by private firms

Sale and rent back schemes run by social housing landlords

See also: Mortgage rescue schemes


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Sales

Problems with goods


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SAP

See: Adoption pay


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Savings

Affordability

Alternatives to saving

Choosing how much to save

Credit union savings

Earning more from your savings

Emergencies

Financial advice

Financial protection if your circumstances change

Individual Savings Accounts (ISAs)

Investing in the stock market

Options - what is the best way to save?

Reasons for saving

Savings accounts

Savings bonds

Stocks and shares

See also: Capital


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Savings bonds

Savings bonds


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School costs

Armed Forces - financial help for members of the Armed Forces, veterans and dependants

Financial help

Free school meals

Transport to school

Uniform


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School leavers

School leaving dates


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School meals

Free school meals

Guidelines for food served in schools

Milk


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Schools

Admissions policies and codes of practice

Disability discrimination

Discrimination in schools

Drugs

Education information and advice

Estyn

Exams and resits

Exclusion from school

Financial help for students

Frequently asked questions about schools

Holidays - taking children out of school in term time

Home school agreements

Offensive weapons

Problems at school

Religious education

Searching pupils and their possessions

Sex discrimination

Starting and leaving dates

Truancy

Types of school

Welsh language tuition

See also: School costs

See also: School leavers

See also: School meals

See also: School trips

See also: School uniform


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School trips

Safety on school trips

Travel Behaviour Code


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School uniform

Legal requirements


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Searches

Schools - searches of pupils and their possessions


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Seat belts

Age requirements


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Second adult rebate

Second adult rebate


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Secondhand goods

Problems with secondhand vehicles


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Security of tenure

Private sector tenancies

Social housing tenancies


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Self-employment

Checklist for self-employment

Employment status - employed or self-employed

Financial help to start a business

Income tax - self assessment

National insurance contributions

National insurance contributions - rates

Using the home to run a business


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Self-employment credit

Self-employment credit


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Self-harm

Young people


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Senior citizens

See: Older people


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Separation

Judicial separation

Separation orders


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SERPS

See: State earnings related pensions scheme


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Service charges

Service charges and housing benefit


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Service personnel

See: Armed Forces


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Services

Discrimination when buying services

European Consumer Centres

Organisations which can help with consumer complaints

Problems with services

Vehicle repairs - problems with garages

See also: Consumers


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Severe disablement allowance

Converting to employment and support allowance

Pathways to work

Severe disablement allowance

See also: Benefits


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Sewerage

Complaints about sewerage and sewerage services

See also: Water


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Sex

Age of consent


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Sex discrimination

Civil partners

Discrimination at work

Discrimination at work due to having fertility treatment

Dismissal because of discrimination

Duties of public authorities

Equality and Human Rights Commission

Frequently asked questions about sex discrimination

House purchase

House sale

Pregnancy - unfair treatment at work

Schools - discrimination and harassment

Taking action about sex discrimination


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Sexual assault

See: Rape


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Sexuality

See: Sexual orientation discrimination


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Sexual orientation discrimination

Discrimination because of sexuality

Discrimination at work

Dismissal because of discrimination

Frequently asked questions about sexual orientation discrimination

House purchase

House sale

Schools - discrimination on grounds of sexuality


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Shared ownership

Mortgage arrears - cutting down mortgage costs

Shared ownership schemes

See also: Housing


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Shares

Investing in the stock market


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Sheltered housing

Sheltered housing

Television licences - reduced fees


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Shops

Food hygiene in shops and eating places

Goods - problems when buying goods

Services - problems when buying services

Shops' credit account schemes


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Short-time working

Benefits - effect on entitlement to benefits

Guarantee payments

Pensions - effect on pension contributions

ProAct Scheme - training for people on short-time working

Redundancy - claiming redundancy after continued period of short-time working

Short-time working - employer reduces hours of work

Tax credits - effect on entitlement to tax credits

Working for another employer while on short-time working from your usual job


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Sickness benefits

Benefits for sickness and disability

Employment and support allowance

See also: Benefits

See also: Disability

See also: Industrial injuries


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Sickness insurance

See: Illness insurance


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Sick pay

Contractual sick pay

Long-term sick leave - entitlement to paid holiday

Statutory sick pay

Taxation of statutory sick pay


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Sight tests

See: Glasses


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Single parents

See: Lone parents


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Smacking

Smacking children


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Small Business Service

See: Enterprise Directorate


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Small claims

Small claims

Time limits for making a claim


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SMP

See: Maternity pay


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Social fund

Appeals

Budgeting loans

Cold weather payments

Community care grants

Crisis loans

Discrimination and the social fund

Funeral expenses

Maternity grants


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Social housing

See: Council tenants


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Social security benefits

See: Benefits


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Social services

Complaints about local authority care of children

Taking children into local authority care


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Social tariff

Reduced gas and electricity rates for vulnerable or low-income customers


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Solicitors

Buying and selling a house

Choosing a solicitor

Complaints about solicitors

Conditional fee agreements

Discrimination - duty not to discriminate

Duty solicitors

Frequently asked questions about solicitors

Help with legal costs

Legal aid, advice and assistance

Legal Complaints Service

Legal Ombudsman - complaints about solicitors which began on or after 6 October 2010

Legal Services Ombudsman - complaints about solicitors which began before 6 October 2010

Remuneration certificates

Using a solicitor

Wills


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Solvents

Young people


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Special education

Disability discrimination

Education information and advice

Frequently asked questions about special education

Gifted and talented children

Special educational needs

See also: Education


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Spectacles

See: Glasses


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SPP

See: Paternity pay


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Squatting

Squatting


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SSP

See: Sick pay


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Stakeholder pensions

Choosing an annuity

Financial Ombudsman Service - complaints about pension providers

Income withdrawal

Stakeholder pensions


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Stamp Duty Land Tax

Stamp Duty Land Tax


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State earnings related pensions scheme

State earnings related pension scheme


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State pension

State pension

State second pension

See also: Retirement pension


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State second pension

Financial Ombudsman Service - complaints about pension providers

Opting out of state second pension

State second pension


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Statutory adoption pay

See: Adoption pay


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Statutory maternity pay

See: Maternity pay


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Statutory paternity pay

See: Paternity pay


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Statutory sick pay

See: Sick pay


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Stock market

Investing in the stock market


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Stolen goods

See: Theft


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Store cards

Store cards

See also: Charge cards

See also: Credit cards


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Streets

Complaining to a local authority about the condition of streets

Traffic accidents caused by poor road surface conditions

See also: Personal injuries


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Stress

Stress at work (Frequently asked questions)


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Strikes

See: Industrial action


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Students

Council tax

Disability discrimination in education

Disabled students - provision of services

Education choices after 18

Education choices at 16

Financial help

Grants

Housing benefit

Loans

Organisations giving information and advice

Overseas students - immigration problems

Podcast - money management and tenant rights

Special educational needs

Student Loan Company

Television licences - living away from home

See also: Education


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Sunday working

Sunday working


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Sure start

Sure start scheme for young parents


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Surveillance

Employer's right to monitor phone calls


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Surveyors

Ombudsman Services: Property - complaints about surveyors

Organisations which can help with complaints

Problems with surveys


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Surveys

Buying a home

Selling a home


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Swine flu

Information on swine flu (Frequently asked questions)


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