Borrowing fact sheets

Printable fact sheets which tell you about borrowing money and taking out credit.

This content applies to…

Credit [Adobe Acrobat Document 53 KB]

Fact sheet about the law relating to credit, covering who can offer credit, licensing, regulated credit agreements, buying goods and services on credit, liability and cancelling a credit agreement.

Payment Protection Insurance [Adobe Acrobat Document 42 KB]

Fact sheet on Payment Protection Insurance (PPI) including what to consider before taking out a policy, cancelling a policy and complaining about mis-selling.

Payment Protection Insurance - sample complaints letter  [Microsoft Word 34 KB]

Payment protection insurance - sample complaints letter

How county court judgments affect your credit rating [Adobe Acrobat Document 41 KB]

Fact sheet on how your credit rating is affected if a county court judgement (CCJ) has been made against you, how to search the Register of Judgments, Orders and Fines and how to get your debt record cleared.