Fill in the following pages to work out your household budget. You can also use the tool to work out how much you have available to repay your non priority debts. These include credit cards, overdrafts and other loans. At the end, you will be able to print off a financial statement which you can use to come to an agreement with your creditors.

To fill in the budgeting tool pages you'll need information about all your income and expenses and your debts. You can find a checklist of the information you'll need in How to use the budgeting tool. This also gives you other essential guidance about how to use the tool, so please read this before you start. There is further guidance at the top of each page.