12 February 2012
Using a credit card can be a convenient way to pay for goods and services and give you more choice about where you shop. It can be a cheap way of borrowing money for a short period of time but can work out expensive if you can't pay off the whole amount you owe each month.
On the following pages we tell you about how to use your credit card, what it may cost you and what to do if you run into problems.
basic information about what a credit card is. It tells you about credit limits and the interest free period on credit cards.
What to look out for when you apply for a credit card, comparing credit cards, what happens when you sign an agreement and if your application is refused
Information about the interest and other charges that can be added to your account, using your card abroad, balance transfers and insuring your card.
Includes information about the extra protection you get when you buy things with a credit card, tips to avoid fraud and what to do if you’re struggling to pay your bills
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