• N. Ireland
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I

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P

Q

R

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T

U

V

W

X

Y

Z

Sacking

See: Dismissal

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Sales

Problems with goods

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SAP

See: Statutory adoption pay

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Savings

Affordability

Alternatives to saving

Choosing how much to save

Credit union savings

Earning more from your savings

Emergencies

Financial advice

Financial protection if your circumstances change

Individual Savings Accounts (ISAs)

Investing in the stock market

Options - what is the best way to save?

Reasons for saving

Savings accounts

Savings bonds

Stocks and shares

See also: Capital

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Savings bonds

Savings bonds

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School costs

Financial help

Free school meals

Transport to school

Uniform

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School leavers

School leaving dates

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School meals

Free school meals

Guidelines for food served in schools

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Schools

Admissions policies and codes of practice

Confiscation of property

Disability discrimination

Discrimination in schools

Drugs

Education information and advice

Exams and resits

Exclusion from school

Frequently asked questions about schools

Home school agreements

Offensive weapons

Problems at school

Religious education

School starting and leaving dates

Sex discrimination

Taking children on holiday in term time

Truancy

See also: School costs

See also: School leavers

See also: School meals

See also: School trips

See also: School uniform

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School trips

Safety on school trips

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School uniform

Legal requirements

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Seat belts

Age requirements

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Secondhand goods

Problems with secondhand vehicles

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Self-employment

Checklist for self-employment

Employment status - employed or self-employed

Income tax - self assessment

National insurance contributions

National insurance contributions - rates

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Self-harm

Young people

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Senior citizens

See: Older people

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Separation

Judicial separation

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SERPS

See: State earnings related pensions scheme

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Service charges

Service charges and housing benefit

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Service personnel

See: Armed Forces

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Services

Discrimination when buying services

European Consumer Centres

Organisations which can help with consumer complaints

Problems with services

See also: Consumers

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Severe disablement allowance

Pathways to work

Severe disablement allowance

See also: Benefits

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Sex

Age of consent

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Sex discrimination

Civil partners

Discrimination at work

Dismissal because of discrimination

Duties of public authorities

Equality and Human Rights Commission

Frequently asked questions about sex discrimination

House purchase

House sale

Pregnancy - unfair treatment at work

Schools - discrimination and harassment

Taking action about sex discrimination

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Sexual assault

See: Rape

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Sexuality

See: Sexual orientation discrimination

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Sexual orientation discrimination

Discrimination at work

Frequently asked questions about sexual orientation discrimination

House purchase

House sale

Schools - discrimination on grounds of sexuality

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Shared ownership

Shared ownership schemes

See also: Housing

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Shares

Investing in the stock market

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Sheltered housing

Television licences - reduced fees

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Shops

Problems with goods

Problems with services

Shops' credit account schemes

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Short-time working

Benefits - effect on entitlement to benefits

Guarantee payments

Pensions - effect on pension contributions

Redundancy - claiming redundancy after continued period of short-time working

Short-time working - employer reduces hours of work

Tax credits - effect on entitlement to tax credits

Working for another employer while on short-time working from your usual job

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Sickness benefits

Benefits for sickness and disability

Employment and support allowance

See also: Benefits

See also: Disability

See also: Industrial injuries

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Sickness insurance

See: Illness insurance

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Sick pay

Contractual sick pay

Long-term sick leave - entitlement to paid holiday

Statutory sick pay

Taxation of statutory sick pay

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Sight tests

See: Glasses

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Single parents

See: Lone parents

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Smacking

Smacking children

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Small Business Service

See: Enterprise Directorate

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Small claims

Small claims

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SMP

See: Statutory maternity pay

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Social fund

Appeals

Budgeting loans

Cold weather payments

Community care grants

Crisis loans

Discrimination and the social fund

Funeral expenses

Maternity grants

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Social housing

See: Council tenants

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Social security benefits

See: Benefits

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Social services

Complaints about local authority care of children

Taking children into local authority care

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Solicitors

Buying and selling a house

Choosing a solicitor

Complaints about solicitors

Conditional fee agreements

Discrimination - duty not to discriminate

Frequently asked questions about solicitors

Help with legal costs

Legal aid, advice and assistance

Legal Complaints Service

Remuneration certificates

Using a solicitor

Wills

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Solvents

Young people

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Special education

Disability discrimination

Education information and advice

Frequently asked questions about special education

Special education needs

See also: Education

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Spectacles

See: Glasses

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SPP

See: Statutory paternity pay

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SSP

See: Statutory sick pay

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Squatting

Squatting

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Stakeholder pensions

Choosing an annuity

Financial Ombudsman Service

Income withdrawal

Stakeholder pensions

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Stamp Duty Land Tax

Stamp Duty Land Tax

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State earnings related pensions scheme

State earnings related pensions scheme

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State pension

State pension

State second pension

See also: Retirement pension

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State second pension

Financial Ombudsman Service

Opting out of state second pension

State second pension

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Statutory adoption pay

Statutory adoption pay

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Statutory House Sales Scheme

Statutory House Sales Scheme

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Statutory maternity pay

Statutory maternity pay

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Statutory paternity pay

Statutory paternity pay

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Statutory sick pay

See: Sick pay

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Stock market

Investing in the stock market

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Store cards

Store cards

See also: Charge cards

See also: Credit cards

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Stress

Stress at work (Frequently asked questions)

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Strikes

See: Industrial action

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Students

Housing benefit

Housing benefit for rates and Rate Relief

Organisations giving information and advice

Overseas students - immigration problems

Student grants

Student loans and the Student Loan Company

Student loans - financial support for higher education

Television licences - living away from home

See also: Education

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Sunday working

Sunday working

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Surveyors

Organisations which can help with complaints

Problems with surveys

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Surveys

Buying a home

Selling a home

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Swine flu

Information on swine flu (Frequently asked questions)

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