England
Your daily life
Consumer affairs
Saving for Christmas
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Saving for Christmas - In England
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This information applies to England, Wales, Scotland and Northern Ireland
The Office of Fair Trading (OFT) has produced a guide to help you work out the best way to save for Christmas.
The guide gives you a description of the different savings options available, including:
- bank and building society savings accounts
- Christmas clubs with local shops
- Christmas hamper and voucher schemes
- supermarket stamp schemes.
There is also a chart which lets you compare all the different options.
To view the information, go to: www.consumerdirect.gov.uk.
Some bigger Christmas clubs belong to the Christmas Prepayment Association (CPA). These clubs pay the money they get from their customers into a special fund which offers protection for the customer. You can find out more by going to the CPA website at: www.cpa-advice.org.uk.
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