Site updated:

9 February 2012

Sample letters to creditors

cursor pointing to an envelope

If you've got debts you can use our sample letter templates to write to your creditors. You can use the letter templates to tell your non-priority creditors about your situation and to ask them to accept your repayment plan. These debts include credit cards and other unsecured loans. Make sure you read the guidelines for using the letter templates first.

If you've got problems opening the sample letters, this might be because your pop-blocker is disabled. See the Guidelines for using the letter templates for help with this.

Guidelines for using the letter templates

The guidelines tell you when to use the letters, which letter to use and how to create, save and print a letter.

Go to the guidelines

Sample letters

Sample letters (will open in a new window):

- a holding letter asking creditors to hold off chasing you for payment for a while

-a letter offering to pay back your creditors

- a letter explaining why you have no money to offer your creditors,

- a request to write off your debts

- a letter to end a hire purchase agreement.

Go to sample letters

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