There are some debts you need to make sure you can pay off first, because the consequences of not dealing them can be very serious.
These type of debts are called priority debts and include things like mortgage, rent, gas and electricity, child support, income tax and council tax arrears. Look at the following pages to find out more.
This page explains which debts you need to pay off first and how to deal with the people you these debts to
This is a printable fact sheet which tells you what you can do to avoid losing your home if you fall behind with your rent payments
This is a printable fact sheet which tells you ways in which you can pay off your gas and electricity arrears if you fall behind with your payments. It explains when you can be disconnected and what help is available for vulnerable customers such as disabled people and pensioners
This is a printable fact sheet which explains what you need to do if you fall behind with your council tax payments and if you fail to pay back the arrears
This is a printable fact sheet which tells you what can happen if you fall behind with your income tax payments. It explains how to check that your tax bill is right and how to deal with HM Revenue and Customs
This is a printable fact sheet with information for people paying money to an ex-partner or child that they no longer live with. It tells you what can happen if you fall behind with these payments
You can be given a court fine after being found guilty of things like theft, drunk driving, not having motor insurance or not paying your TV licence. This printable fact sheet tells you how to avoid getting into debt with a court fine and what to do if you do get into debt
This page tells you about bankruptcy, including the pros and cons of bankruptcy, how to go bankrupt and what happens when a bankruptcy order is made
You'll need Adobe Acrobat Reader to view the fact sheets.
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