Borrowing money

Most people will need to borrow money at some stage to tide them over in an emergency, to buy larger items or to fund a special event. Before you borrow money, it's important to make sure you will be able to keep up the repayments, otherwise you could be taken to court and might even lose your home or other valuable possessions.

Find out about the different ways to borrow money, how to borrow sensibly and how to avoid some of the pitfalls of borrowing which can lead to problems with debt.

This content applies to England

Advice on getting a good best deal when borrowing money, including comparing credit products, costs involved, terms and conditions and checking whehter you can afford the repayments.

Information on credit scoring, credit rating, credit reference agencies and how they decide whether or not to give you credit.

The rights you have when you borrow money or take out credit including using a credit card, taking out a loan or a bank overdraft and buying goods on credit.

Top tips for borrowing money, taking out a loan or using a credit card.