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Borrowing money
Most people will need to borrow money at some stage to tide them over in an emergency, to buy larger items or to fund a special event. Before you borrow money, it's important to make sure you will be able to keep up the repayments, otherwise you could be taken to court and might even lose your home or other valuable possessions.
Find out about the different ways to borrow money, how to borrow sensibly and how to avoid some of the pitfalls of borrowing which can lead to problems with debt.
Mae'r cynnwys hwn yn berthnasol i Gymru
Payday loans survey
Tell us about your experience of borrowing from a payday lender.
Types of borrowing
Cael y ddêl orau ar gredyd
Advice on getting a good best deal when borrowing money, including comparing credit products, costs involved, terms and conditions and checking whehter you can afford the repayments.
Sut mae benthycwyr yn penderfynu p’un ai i roi credyd i chi neu beidio
Information on credit scoring, credit rating, credit reference agencies and how they decide whether or not to give you credit.
Eich hawliau pan ydych yn benthyg
The rights you have when you borrow money or take out credit including using a credit card, taking out a loan or a bank overdraft and buying goods on credit.
Cardiau credyd
Taflenni ffeithiau benthyg
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Top tips for borrowing money, taking out a loan or using a credit card.