Personal Independence Payment (PIP) - roll out to more postcodes

New areas where DWP will ask existing DLA claimants to claim PIP.

House sale by tender process

Selling a property by a tender process - buyer pays estate agent fees.

Get help early for Christmas debt problems

Sources of free, confidential advice for dealing with post-Christmas debt before it gets out of control.

Taking unwanted gifts back to the shop

Your rights on returning gifts to a shop if they are unwanted or faulty.

Universal Credit - roll out to more jobcentres in the new year

List showing the local authorities and jobcentres that will begin to deliver Universal Credit between February and April 2015.

Water charges changes for customers of Welsh Water and Dee Valley Water

New rules about providing information about the people who occupy a property.

NHS low income scheme error

You may be entitled to a payment if you applied between October 2003 and September 2008.

Civil partners get option to convert to marriage

Same-sex couples will have the option to convert their civil partnership into a marriage, from 10 December.

The Chancellor's Autumn Statement

Government plans for benefits, tax and national insurance.

Mwy o newyddion…

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Renting through an agent?

Are you a private tenant renting through a letting agent? Have you rented through a letting agent in the last two years?

Use our sample letters

Use our easy-to-complete interactive letters when you want to complain about a consumer, debt or employment problem.

Personal budget planner

Plan your weekly budget and then work out how much money you will have left to pay back your debts.

Fair play for prepay

Do you prepay for your gas or electricity? We want to know how you heat your home.

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